What does a title company do?
A title company navigates your way through the purchase of real property. It is your guide from contract through closing that makes sure that you, as the buyer, are getting a good title to the property you’re purchasing. The title company makes sure that all the legal requirements in transferring ownership of a property are met. Clear Title Group, as an attorney-owned and operated title company, is able to provide a higher level of service on all real estate transactions oftentimes way before a contract is ready to be signed.
At Clear Title Group, you can expect to hear from your closing coordinator early and often. He or she will reach out to you shortly after delivery of the contract and confirm the receipt of any deposit(s). Thereafter, your coordinator, in conjunction with our processing team, will determine whether the property has any liens, open permits or problems that might interfere with the delivery of a good title. If there are issues that need to be resolved, your coordinator will work with our in-house legal team to resolve them promptly. From there, your closing coordinator will make sure that your title and all that was done is fully insured to assure that a good title is passed and you, as the buyer, can have the peace of mind knowing that you are protected. The closing will then be coordinated at a time and place that works for all parties and your coordinator will oversee the signing of all documents. After the closing, the coordinator and our post-closing team will make sure that all legal requirements are met and the record of the transaction is properly recorded.
Why does it matter what agency I choose?
The choice of a title company can make the difference between having a “wow” experience and a long, dragged out nightmare that may or may not end with a closing. At Clear Title Group, we don’t just hire the best closers in the industry, we hire professionals who are going to provide the finest in customer service. Our principals founded the firm on the promise to provide only the highest level of service possible. That’s why we call it our ‘Concierge-level’ service. It’s tailor made to meet each of your specific needs. Only the most discerning buyers, sellers and real estate professionals hire us for their title and real estate closing needs.
We also have state-of-the-art systems and industry-leading technology platforms that provide our staff with all the tools they need at their fingertips to provide fast and accurate service. Additionally, our in-house attorneys have more than 50 years of combined experience and include some of the most well respected real estate lawyers in the industry.
What should I expect?
First, you should expect to reach a friendly, informed and knowledgeable voice on the other end of a telephone or always a promptly returned email.
Then, once we receive your signed contract:
- You will receive an email from your assigned closing coordinator that will provide you with important information and ask for any additional information we may need.
- Thereafter a title search, lien search and other pertinent information will be requested on the property.
- You will get regular updates and should consider us the place to go for anything you might need through closing.
- Once we have completed our title examination, a title commitment will be issued and the closing will be coordinated.
- Your closing coordinator will arrange for the closing at a time that works for you and if you need special arrangements, you will be accommodated.
- At closing, you can either appear in person or arrangements can be made in advance so you don’t have to be.
- After closing, we’ll make sure that all is handled correctly to record the transaction and then issue the title policy.
How much will it cost?
The title insurance industry is heavily regulated and the rates for title insurance are based on a specific formula. For an estimate in your particular circumstance, you can give us a call or try our estimator tool by following this link: https://www.titlecapture.com/app/login/login/company=cleartitlegroup
Clear Title Group is priced competitively, offers the finest service in the industry, has the most advanced technology platform, a legal team and top-quality staff always available to answer any of your questions.
How do I work with Clear Title Group?
The best thing to do is to reach out to us before you have entered into a contract. The sooner you reach out to us the sooner we can set you on the path to a smooth closing. If you’ve already signed a contract, get in touch with us as soon as possible so we can set you on the path to a successful real estate title and closing experience.